Insights » Moving Abroad » Exploring More European Digital Nomad Visas: Best Options in 2024

Exploring More European Digital Nomad Visas: Best Options in 2024

As the allure of European destinations continues to captivate remote workers worldwide, we delve deeper into the realm of digital nomad visas, unveiling additional opportunities for those seeking to combine work and exploration in the Old World. Building upon our exploration of Spain, Portugal, Hungary, and Estonia, we now turn our attention to four more enticing destinations: the Czech Republic, Italy, Croatia, and Malta. From the historic charm of Prague to the sun-kissed shores of the Adriatic, each of these countries offers its own unique blend of culture, scenery, and opportunities for remote work. Join us as we navigate through the visa processes and uncover the benefits awaiting digital nomads in these diverse European locations.

Czech Republic’s Digital Nomad Visa

The Czech Republic’s blend of historic charm and modern amenities offers an exciting backdrop for digital nomads. Nestled in the heart of Europe, this picturesque country boasts vibrant cities, stunning landscapes, and a rich cultural heritage, making it an ideal destination for remote workers seeking both inspiration and practicality.

Technically, the Czech Republic doesn’t issue digital nomad visas, but there’s still an option for remote workers who want to settle in the country – the zivno visa, also known as the trade licence freelance visa. It allows you to stay in the Czech Republic for up to 12 months, with the possibility of extending the visa for another two years. As the name suggests, you’ll need to apply for a trade licence before applying for your visa, which makes the entire process a little bit more complicated than it usually is. In addition, you must apply for the zivno visa at the Czech Embassy in your country of origin or the country where you are a permanent resident, but you’ll have to visit the Czech Republic beforehand to get your long-term lease agreement, which is not very convenient either. Anyway, if you are determined to spend a year or two in romantic Prague, lively Brno, or lovely Karlovy Vary, here’s what you need to do.

How to Obtain the Czech Freelance Visa

  1. Check your eligibility: You must be a citizen of a country outside of the European Union and must be engaged in remote work or freelance activities. Plus, you need to have at least 156,500 CZK (appx. €6,210) in your bank account to show that you can support yourself financially during your stay.
  2. Make an appointment at the embassy: Many embassies and consulates experience high demand and may have limited appointment availability, so we recommend that you book your visit weeks or even months in advance.
  3. Prepare all the required documents: See the list below.
  4. Get ready for your interview: As part of the zivno visa process, applicants often undergo an immigration interview. During this interview, immigration officers assess various aspects of your background and plans for your stay in the Czech Republic, including your business plan, housing arrangements, educational background and professional experience, and your knowledge of the Czech tax, social security, and healthcare systems.
  5. Submit your documents: Attend the interview at the Czech embassy and submit your visa application.
  6. Await the processing of your visa application: It may take from two weeks to four months, so arm yourself with patience.
  7. Submit additional documents or attend another interview if required: The Czech Ministry of the Interior may request you to provide some supporting documents or may want to ask you additional questions at the second interview.
  8. Collect your visa: After your zivno visa application is approved, you’ll need to return to the Czech embassy or consulate where you applied and collect your visa. It’s essential to bring along the proof of Czech health insurance, as it is required for visa collection.
  9. Activate your trade licence and register for tax and social security: Upon arrival in the Czech Republic, you’ll need to activate your zivno, which is your trade licence allowing you to conduct freelance or self-employed work legally. Additionally, you must register for tax purposes and social security contributions if applicable.

Required Documents

  • Completed visa application form.
  • Valid passport with at least 18 months’ validity.
  • Proof of accommodation in the Czech Republic: As we’ve already mentioned, this should be a long-term lease agreement valid for at least 1 year and signed by the real owner of your flat.
  • Proof of sufficient income or savings to support yourself during the stay.
  • Trade licence and business plan: Yes, you must provide a detailed business plan explaining how you intend to earn income in the Czech Republic, including your target audience and your marketing strategy. If you have no idea how to create business plans, you might want to hire a specialist or an agency to draw up one for you.
  • Proof of health insurance covering the Czech Republic.
  • Criminal record certificate from your home country: Keep in mind that it must be apostilled.

Remember that all documents submitted must be original copies officially translated into Czech. Digital nomads with the zivno visa are subject to taxation on income earned while physically present in the country. The tax rate in the Czech Republic is 15%, with an additional 7% solidarity surcharge applied to incomes exceeding 1.5 million CZK (approximately $68,000 USD) annually. However, the Czech Republic has double taxation treaties with many countries to prevent double taxation on income, and digital nomads may be eligible for tax deductions on business expenses related to their work. So, given the complexity of tax laws, we recommend you to consult with a tax advisor or accountant to ensure compliance with Czech tax regulations.

Italy’s Digital Nomad Visa

Italy’s cultural richness, exquisite cuisine, and artistic heritage intertwine to form an unparalleled environment that beckons digital nomads with its allure. Nestled within the cobblestone streets of historic cities and amidst the breathtaking landscapes of its countryside, Italy offers not just a destination, but an experience. From savouring the delicate flavours of Italian cuisine to immersing oneself in the masterpieces of Renaissance art, every corner of Italy is a canvas waiting to be explored.

For digital nomads seeking to establish themselves in this vibrant land, the Italian self-employment visa serves as a gateway to fulfilling their aspirations. This visa provides numerous benefits, including the opportunity to reside and work legally in Italy while enjoying its diverse culture and lifestyle.


To be eligible for the Italian self-employment visa, you must demonstrate your intention to establish a self-employed activity in Italy. This could include freelancing, entrepreneurship, consultancy, or any other form of self-employment. Additionally, you should possess the necessary qualifications, experience, or resources to successfully undertake your proposed activity.

How to Obtain the Italian Self-Employment Visa

The process of obtaining the Italian self-employment visa involves several steps, and it begins with a visa application from within your home country.

  1. Understand the visa type: The Italian self-employed or Independent work visa is a part of Italy’s Work Visa category. It is designed for freelance workers, entrepreneurs, investors, or anyone who plans to start a business in Italy.
  2. Take part in pre-applications: Typically, the Italian government opens up ‘calls for pre-applications’ between March and April every year. You’ll need to participate in these pre-applications, which are, essentially, an online application process.
  3. File in the application: Apply for the ‘Nulla Osta’ (entry clearance) by submitting a completed application form to the Italian Immigration Office.
  4. Receive approval: Once the ‘Nulla Osta’ is issued, you can use it to apply for an Italian self-employment visa at your local Italian embassy or consulate.

Required Documents

The specific documents required can vary. Always check with your local embassy or consulate to ensure accuracy. However, the general list of documents includes:

  • A valid passport, with at least two blank visa pages and remaining validity of three months beyond the dates of the visa.
  • A completed visa application form.
  • Proof of sufficient means of subsistence for the duration of the stay.
  • Proof of professional qualifications and licence to practise, if applicable.
  • Detailed business plan outlining the nature and potential economic solvency of the proposed business.
  • Proof of economic and commercial investment (a minimum of €50,000) to develop the business if you plan to launch a startup.
  • Evidence of availability of suitable accommodation in Italy and initial one-way travel ticket.
  • A clean criminal record certificate.
  • Health insurance which covers expenses in the amount of €30,000 per year.

Remember, all original documents should also be accompanied by a copy.

Tax Obligations

Tax responsibilities for self-employed individuals in Italy depend on the nature of their business and their income.

  • Personal Income Tax (IRPEF): All residents in Italy must pay this tax on their global income; rates vary from 23% to 43%, depending on your income bracket, with various deductible expenses.
  • VAT (IVA): This applies to anyone selling goods or providing services in Italy; rates vary from 4% to 22%.
  • Regional Business Tax (IRAP): This applies to businesses and broadly covers the net value of production. The rate is typically 3.9%.

As tax regulations can be complex, we strongly recommend seeking professional advice. Also, remember to secure your Italian tax code (codice fiscale) at the earliest. It is essential for tax, administrative and bureaucratic matters in Italy.

Croatia’s Digital Nomad Visa

In January 2021, the digital nomad-friendly country of Croatia introduced a new ‘Digital Nomad Visa’, officially known as the Digital Nomad Residence Permit. This permit is a game-changing opportunity for digital nomads, remote workers, freelancers, and entrepreneurs alike, granting you the legal right to live in and enjoy the serene landscapes of Croatia while continuing your overseas work.

Benefits of the Digital Nomad Residence Permit

Croatia embraces remote workers with open arms by offering a permit with irresistible benefits:

  • The permit boasts a validity period of up to one year with an opportunity for extension.
  • A holder can enjoy a tax-exempt status and life in one of the most sought-after destinations with sun-soaked beaches, idyllic islands, historic cities, and outstanding gastronomic experiences.
  • Unlike most countries, Croatia’s permit allows your family members to join you there.
  • Diverse affordable accommodations from city apartments to countryside homes.

Application Procedure and Required Documents

Applying for Croatia’s Digital Nomad Residence Permit is an uncomplicated process:

  1. Apply through the Croatian embassy or consulate in your home country. If you’re already in Croatia, apply with the local police department where you’re staying.
  2. Your application needs to be in Croatian but don’t let that discourage you; many translation services are available.

The necessary documents typically include:

  • A valid passport.
  • Proof of health insurance coverage for your stay in Croatia.
  • Proof of purpose, stating that you are indeed a digital nomad. This could be a contract from an employer or documents from your own company if you’re self-employed etc.
  • Proof of financial means to support your stay, potentially via a payslip or bank statement. You must show that you earn at least €2,539 monthly or have a minimum of €30,471 in your bank account.
  • Address in Croatia (either a rental agreement or letter from the person providing your accommodation).
  • Proof of clean criminal record.

There might be additional requirements and fees, depending on your nationality and other factors, so it’s best to verify the details from the Croatian embassy or consulate in your country beforehand.

Tax Obligations for Digital Nomads in Croatia

The Croatian Digital Nomad Residence Permit gives permission to live in Croatia, but does not constitute a work permit. As a holder of this permit, you can perform remote work for a foreign employer or for your own foreign-registered company, but not for a Croatian company.

The good news is that you’re exempt from paying personal income tax in Croatia, as you’re not earning your income there. However, you should ensure you’re fulfilling any tax obligations in your home country.

Key Points to Keep in Mind

Croatia’s Digital Nomad Residence Permit surely opens the door to an alluring work-life balancing act, but here are a few noteworthy points to consider:

  • The permit does not lead to permanent residency or citizenship.
  • Upon approval of your 1 year residence permit, you must not leave Croatia for more than 90 days in total or more than 30 days in a row.

Malta’s Digital Nomad Visa

Have you ever envisioned yourself working seaside, soaking in the Mediterranean sun while closing deals or coding your latest project? If yes, then Malta’s digital nomad visa might be the golden ticket to transform this dream into reality. Malta is ready to welcome globally-minded individuals with its open arms and, of course, this unique visa.

Why Choose Malta?

With its fantastic balance of work and life, picturesque landscapes, and top-notch health services, Malta is an ideal location for digital nomads. Add a robust digital infrastructure with nationwide 5G coverage, a safe environment, and the multicultural vibe of a country where English is one of the official languages, and you’ve found your perfect workspace sanctuary.

Eligibility Criteria

  1. Proof of Employment: Be able to prove maintained employment with a foreign company, conduct business through a company incorporated outside of Malta, or offer freelance or consulting services mostly to clients based abroad.
  2. Income Threshold: Meet the minimum gross monthly income threshold of €2,700.
  3. Health Insurance: Hold a health insurance policy that covers risks in Malta with a minimum limit of €30,000. This requirement does not apply to UK nationals.

Application Process

The application process for Malta’s digital nomad visa is pretty straightforward.

  1. Submit a filled out application form along with the required documents via the official online portal. Your family members can also be included in the application.
  2. After submission and payment of a €300 administrative fee for each applicant, the Maltese authorities will review your application within 60 working days.
  3. Once your application is approved, you will have 30 days to provide your proof of accommodation and health insurance. After that, you’ll get a final approval and be able to proceed to receiving your entry visa if you need one and your residence card.

Required Documents

  1. Application form N4 for each person included in the application.
  2. A valid international passport.
  3. A letter of intent explaining your motivation for moving to Malta and including your income records to prove your financial sufficiency.
  4. Proof of employment such as a work contract for employees, service contracts for freelancers, and a certificate of incorporation and share register for company owners.
  5. Your CV outlining your professional experience and qualifications.
  6. Last 3-month bank statements.

There are additional documents required if you move as a family. See the full checklist here.

Tax Obligations

While living and working in Malta, digital nomads will be subject to pay tax in Malta on any income arising in Malta or received in Malta. However, the global income not received in Malta will not be taxed as long as you provide documentation confirming that you pay taxes abroad.

In focusing our attention on the Czech Republic, Italy, Croatia, and Malta, we have unveiled unique opportunities for digital nomads looking to establish themselves in these enchanting European countries. Each destination offers its own blend of culture, landscape, and legal provisions catering to the mobile workforce. Whether it’s the zivno visa in the Czech Republic, the self-employment visa in Italy, the digital nomad residence permit in Croatia, or the digital nomad visa in Malta, each offers a unique opportunity to combine work and exploration in some of Europe’s most exhilarating surroundings.

These visas and permits may not be simple to obtain, considering the distinct eligibility criteria, document requirements, regional tax obligations, and the application process. However, the promise of working amid the picturesque landscapes and rich cultural tapestry of these countries makes navigating these processes worthwhile.

Sign up with CFPS for free

Enjoy real financial freedom with quick and safe international money transfers, pay like a local anywhere in Europe with a free virtual card, withdraw cash with low fees, and get other perks perfect for your digital nomad life.

Get App

Posted on February 29, 2024