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What is a virtual card?

A virtual card is an electronic equivalent of a physical debit card that is issued and stored in the mobile app on your phone. The virtual card has its own unique 16-digit card number, 3-digit CVV code and expiry date – just like physical cards. The virtual card can be used to pay not only online, but also in physical stores using Google Pay and Apple Pay.

Your free CFPS virtual card is created in your CFPS app with a few taps and can be added to your Apple Pay or Google Pay wallet. We don’t charge any monthly or maintenance fees and allow you to block and reissue your virtual card up to 3 times per month for extra security.

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