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Everyday Finance

Nov 30, 2023
Everyday Finance

Addressing IBAN Discrimination: A Guide to Advocating for Fair Treatment in Europe

According to Article 9 of the SEPA Regulation, your International Bank Account Number (IBAN) must be accepted by all merchants and employers across the European Union no matter which EU...

Nov 13, 2023
Everyday Finance

Unlocking Banking Secrets: Avoid Hidden Fees Like a Pro

With more and more banks and fintech companies talking about being upfront, the old-school secrecy in the financial game seems to be fading away. People want honesty in their money...

Nov 13, 2023
Everyday Finance

Best Ways to Send Money Abroad Online

In today’s interconnected and globalised world where people move around like particles in Brownian motion, fast and secure international payments are more important than ever. We work for companies or...

Nov 13, 2023
Everyday Finance

How to Open an IBAN Account Online: A Step by Step Guide

With the rise of the gig economy and digital nomad lifestyle, accessible, fast and secure cross-border payments have become a vital part of the financial services offerings provided by traditional...

Nov 13, 2023
Everyday Finance

Debit Cards: All You Need to Know

Debit cards remain the king among payment methods on the European continent due to their convenience and versatility. We use them to buy groceries and airline tickets, pay bills and...

Nov 01, 2023
Everyday Finance

What is a CHAPS payment or bank transfer

CFPS strives to explain complicated things in a simple way to our users. We are launching a series of articles titled “The ABC of the Financial World”. This time, we...

Nov 01, 2023
Everyday Finance

What Are the Benefits of Pocket Money for Children

Everyone, from young children to older people, care about money. There is a belief that kids do not need it at all. However, financial experts are sure that they should...

Nov 01, 2023
Everyday Finance

Should You Pay in Cash?

Debit and credit cards and digital currencies have become part of our lives. We are used to fast transactions. At least they are very convenient! Of course, the financial market...

Nov 01, 2023
Everyday Finance

Credit Cards vs Debit Cards: What’s the Difference?

With the mass distribution of credit cards, we can hardly imagine modern life without them. They let us purchase everything we need even if it exceeds our budget, and repay...

Nov 01, 2023
Everyday Finance

How Do Prepaid Credit Cards Work? All You Need to Know

Ever left your wallet at home while running errands? That must have been quite frustrating. But what if you had a card that could save you from situations like this...

Nov 01, 2023
Everyday Finance

What’s The Difference Between Gross Pay and Net Pay?

As part of “The ABC of the Financial World” project, CFPS continues to get our users familiar with complicated things and explain them in a simple way. Today we will...

Nov 01, 2023
Everyday Finance

Understanding Your Annual Salary: From Basics to Practical Insights

Discover the difference between gross and net salaries, learn how to convert annual pay to hourly rates, and explore the pros and cons of hourly vs. salaried pay. Essential reading...

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